Glossary
Net worth
Net worth is the value of everything you own minus everything you owe. It combines cash, investments, property, vehicles, and other assets, then subtracts credit cards, loans, mortgages, and other liabilities so you can see the broad direction of your financial position.
Net worth is a snapshot, but the useful signal comes from tracking it consistently. A complete view includes checking and savings balances, investment accounts, crypto, property, vehicles, and manual assets that still have resale value. It also includes the liabilities attached to those assets, such as mortgages, auto loans, student loans, personal loans, credit cards, and any other debt that would reduce what you own.
The number is most helpful when it is updated from current balances instead of old purchase prices or contribution totals. That keeps the trend honest when markets move, debts amortize, or savings build. In Nethaven, net worth sits next to budgets, subscriptions, debt payoff, and savings goals so long-term wealth is not separated from daily cash flow decisions.
A healthy net worth routine usually means reviewing the total monthly, checking large balance swings, and making sure new accounts or debts are not missing from the dashboard.
Use this in Nethaven
This term connects directly to how people review money in the app. See net worth calculator for the related workflow.
Explore Net worth calculatorRelated terms
Liquid assets
Liquid assets are assets you can turn into usable cash quickly without a major price discount. Checking balances, savings, money market funds, and some brokerage holdings are liquid; homes, vehicles, collectibles, and locked retirement funds are less liquid even if they add to net worth.
Brokerage sync
Brokerage sync connects an investment account so holdings and balances can update automatically in a finance app. Instead of entering every ETF, stock, or retirement balance by hand, sync brings account values into the portfolio and net worth view.
Cash flow
Cash flow is the movement of money into and out of your accounts over a period of time. Positive cash flow means income exceeded spending; negative cash flow means spending, debt payments, transfers, or investments exceeded incoming money.