Tools
Free calculators for clearer money decisions
Every calculator on this page runs entirely in your browser, no login, no sign-up, nothing sent to a server. Each one shows the math it uses in plain language, applies it to the numbers you type, and links to the Nethaven app for the moment you decide you want those balances and trends to update on their own. Start with a single calculator, run the numbers, and graduate to the app when the workflow earns its place.
All calculators
8 free tools, pick one and start in seconds.
Net Worth Calculator
Add assets and liabilities and see your net worth split in seconds.
Debt Payoff Calculator
Compare snowball vs avalanche and see payoff dates side by side.
50/30/20 Budget Calculator
Split take-home pay into needs, wants, and savings - or set your own ratios.
Budget Builder
Add your own categories and watch the split update as you allocate income.
Savings Goal Calculator
Find your monthly contribution or how long a fixed deposit takes to land.
Emergency Fund Calculator
Set a target from essential expenses and see how close your savings are.
FIRE Path Explorer
Estimate your FIRE number, financial independence year, and Coast FIRE amount.
Subscription Cost Auditor
Total up recurring charges and see what they cost per month and year.
Track it automatically in Nethaven
A calculator gives you a snapshot today. Nethaven keeps your net worth, budget, debt, and goals up to date as your accounts change, no re-entering numbers.
Not financial advice. Results are planning estimates, confirm figures with your financial institutions.