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Nethaven vs Zerosum
Zerosum gives you a focused zero-based budgeting system with automatic bank sync on Pro, recurring transactions, savings goals, shared budgets, file imports, and balance-level net worth tracking. With Nethaven, you get flexible budgets and a multi-asset net worth dashboard on iOS, Web & Android: crypto wallet import, SnapTrade brokerages, receipt and screenshot transaction scanning, subscription tracking, a dividend calendar with ex-dividend and payment dates, notices for both dates, and a monthly surplus workflow that lets you carry money into the next month, allocate it to savings, or keep it unassigned. Zerosum leads on live bank sync and a strict zero-based method today; Nethaven adds broader asset imports and dividend planning, with bank integration and transaction rules coming soon.
Nethaven | Zerosum | |
|---|---|---|
| Zero-based budgeting method | Flexible budgets | Included |
| Multi-platform | iOS, Web & Android | iPhone, Web & installable PWA |
| Subscription manager | Included | Recurring transactions |
| Highly customizable app | Included | Included |
| Broker integration | Varies (SnapTrade) | No direct integration documented |
| Dividend calendar | Ex-dividend and payment dates, Nethaven advantage | Not documented |
| Dividend date notices | Ex-dividend and payment date notices, Nethaven advantage | Not documented |
| Bank integration | Coming soon | Plaid / Lunch Flow (Pro) |
| Receipt & screenshot transaction import | Included, Nethaven advantage | Not included |
| CSV transaction import | Included | CSV, OFX, QFX & QIF |
| Budgets | Included | Zero-based method |
| Monthly surplus workflow | Carry into next month, allocate to savings, or keep unassigned, Nethaven advantage | Automatic category carryover |
| Debt & savings tracker | Included | Included |
| Crypto wallet import | Included | Not documented |
| Transaction rules | Coming soon | Import & payee rules |
| Smart integration (adapts to you) | Included | Payee learning & auto-fill |
| Net worth dashboard | Included | Included |
| Shared budgets | Included | 1 Basic / up to 5 Pro members |
| AI chat | Coming soon | Not documented |
| Pricing | In-app subscription | $30/yr Basic / $75/yr Pro on web |
Why choose Nethaven
- Dividend calendar with ex-dividend and payment dates, plus notices for both dates
- Crypto wallet import and SnapTrade brokerages instead of manual investment balances alone
- Create transactions from receipts and bank screenshots or import history from CSV
- Choose how to handle each monthly surplus: carry into the next month, allocate to savings, or keep it unassigned
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See the difference in Nethaven
Budgets, net worth, crypto, brokerages, monthly surplus decisions, and ex-dividend and payment date notices in one place on iOS, Android, and web.
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We checked these first-party product, help, and pricing pages for this comparison. Features and prices can change after our review date.
Not financial advice. Comparison accurate as of August 20, 2026. Competitor features and pricing may change, verify on each provider's site. Nethaven and Zerosum are trademarks of their respective owners; this page uses nominative fair use for factual comparison only.