Alternative
A Worth it alternative
Updated June 2026
Looking for a Worth it alternative? Worth it is a deliberately simple, manual-first net worth tracker, add assets and debts by hand and watch the monthly change. Nethaven is a customizable net worth and daily-money app on iOS, Web & Android that adds flexible budgets, shared budgets, crypto wallet import, SnapTrade brokerages, a subscription manager, receipt and screenshot scanning, and CSV transaction import.
When manual-only hits a limit
Worth it's minimalism is the point for people who want one number and nothing else, add assets and debts by hand, watch the monthly change, and stop there. That's a real strength for someone who finds automatic bank sync intrusive or just doesn't want another app requesting account access. The gap appears the moment you also want budgeting, automatic brokerage or crypto import, or a subscription manager, Worth it doesn't do any of that by design, and re-entering every asset by hand every month is the tradeoff for that simplicity, one that gets heavier as your accounts multiply.
Everything Worth it does, plus automation
Nethaven supports manual assets and liabilities just like Worth it, property, vehicles, and balances you'd rather enter yourself than connect, then adds crypto wallet import, SnapTrade brokerages, budgets, shared budgets, and debt and savings tracking in the same app. Worth it still wins on sheer simplicity if a single manual number is genuinely all you want; Nethaven is the pick once you find yourself wanting a budget category, a shared view with a partner, or an automatic import so you stop re-entering the same brokerage balance every month.
A household number, not a personal one
Worth it is built around a single manual ledger, there's no household organization or shared view, so a couple tracking net worth together ends up with one person maintaining the numbers and reporting them to the other, or two separate instances that never agree. Nethaven's shared budgets let each partner sign in separately while seeing the same net worth number and the same budget categories update in real time, which matters the moment net worth tracking stops being a solo hobby and becomes something a household manages together.
Where manual entry starts to show its age
The appeal of entering a number by hand fades a little every month it has to be redone, especially once accounts multiply, a brokerage, a couple of crypto wallets, a savings goal, each one needing a fresh manual update before the net worth figure is accurate again. Nethaven keeps the option to add anything manually, property, a car, a collectible, but layers SnapTrade brokerage sync and read-only crypto wallet import on top, so the accounts that can update themselves do, and manual entry is reserved for the handful of assets that genuinely need it.
Moving from a single number to a full picture
Start by adding the same manual assets you track in Worth it, property, vehicles, anything you'd rather enter than connect, then connect brokerages via SnapTrade and crypto wallets read-only, and set up budget categories for the spending side Worth it never covered. The net worth number you're used to is still there, calculated the same way, just with budgeting, shared access, and automated imports layered on top instead of a monthly re-entry ritual.
Subscriptions and recurring charges Worth it doesn't track
A net worth snapshot tells you what you own and owe today, but it doesn't flag the recurring charges quietly working against that number every month, Worth it has no subscription tracking at all, so a forgotten trial or a creeping price increase only shows up once it's already dented next month's balance. Nethaven's subscription manager surfaces recurring charges alongside the same budgets and net worth dashboard, so the monthly number you check is already accounting for what's draining it, not just reporting the aftermath once the damage is done.
If you outgrow the monthly check-in
Worth it is built around a monthly ritual, update your numbers, watch the change, close the app until next month, which works well right up until you want to see how a big purchase or a market swing affected things sooner than that. Nethaven's connected brokerages and crypto wallets update automatically between manual check-ins, so your net worth reflects a market move or a brokerage deposit without waiting for the next scheduled entry, while manual assets like property still update on your own schedule, exactly as they would in Worth it.
Nethaven vs Worth it at a glance
Nethaven | Worth it | |
|---|---|---|
| Manual-first net worth tracking | ||
| Multi-platform | iOS, Web & Android | iOS, Mac & Android |
| Subscription manager | ||
| Highly customizable app | Limited | |
| Broker integration | Varies (SnapTrade) | |
| Bank integration | Coming soon | |
| Receipt & screenshot transaction import | ||
| CSV transaction import | ||
| Budgets | ||
| Debt & savings tracker | Manual | |
| Crypto wallet import | ||
| Transaction rules | Coming soon | |
| Smart integration (adapts to you) | ||
| Net worth dashboard | ||
| Shared budgets | ||
| AI chat | Coming soon | |
| Pricing model | In-app subscription | Free + Premium (see Worth it site) |
See the full breakdown: Nethaven vs Worth it · Best net worth apps
Other apps like Worth it
Kubera: Premium web-based net worth tracker with deep aggregator and alternative-asset coverage, closer to Worth it's net-worth focus but at a much higher price.
Monarch Money: Cross-platform budgeting and net worth with a polished web app, a step up in automation and features from a manual-only tracker.
Copilot Money: Design-forward budgeting and net worth for the Apple ecosystem, automatic where Worth it is manual, but iOS-only.
Free tools to try first
Net Worth Calculator
Calculate your net worth instantly: add assets and liabilities, see totals and composition. Free calculator with methodology - track automatically in Nethaven.
50/30/20 Budget Calculator
Split your take-home pay into needs, wants, and savings with the 50/30/20 rule. Free budget calculator - automate it in Nethaven.
Make the switch in minutes
Use Nethaven on iOS, Web, or Android to set up budgets and net worth with crypto and brokerages today, bank integration and transaction rules are coming soon.
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Not financial advice. Comparison accurate as of June 2026. Competitor features and pricing may change, verify on each provider's site. Nethaven and Worth it are trademarks of their respective owners; this page uses nominative fair use for factual comparison only.