Roundup

Best net worth tracker apps in 2026

A net worth tracker app connects your accounts and assets to show one running figure for what you own minus what you owe. The best one depends on your priority, free investment tracking, asset breadth, budgeting, or platform. Below is an honest comparison of 12 leading options, with pros and cons for each, including our own app, Nethaven.

Quick comparison

Tap the Nethaven row to get started.

AppBest forPlatformsInvestingPricing
NethavenOur appBudgeting + multi-asset net worth in one mobile appiOS, Web, AndroidBrokerages, crypto, property$7.99/mo or $79.99/yr
Empower (Personal Capital)Investment-heavy portfolios and free net worth trackingiOS, Android, WebDeep investment analyticsFree (advisory upsell)
Monarch MoneyCouples wanting a mature web-first budgeting dashboardiOS, Android, WebBank + investment syncSubscription
Copilot MoneyiPhone users who want premium design and automationiOS onlyInvestment + crypto trackingSubscription
Rocket MoneyCutting subscriptions and negotiating billsiOS, Android, WebSpending-focusedFreemium + Premium
KuberaHigh-net-worth tracking of alternative and global assetsWeb (mobile web)Broadest asset coverage~$249/yr
YNABDisciplined zero-based budgeting and behavior changeiOS, Android, WebLimited net worth viewSubscription
EveryDollarRamsey zero-based budgeting with coaching resourcesiOS, Android, WebLimited net worth (Premium)Free manual / Premium
DollarWiseSimple 50/30/20 budgeting with live bank synciOS, AndroidLimited net worth viewSubscription
getquinPortfolio tracking and a social investing communityiOS, Android, WebDeep portfolio analyticsFreemium + Premium
MoneyCoachApple-ecosystem budgeting across iPhone, Mac, and WatchApple onlyLimited net worth viewFreemium + Premium
Worth itA simple, manual-first net worth snapshotiOS, Mac, AndroidManual net worth onlyFree + Premium

How we compared these apps

We build a net worth app ourselves, so treat this page as informed but interested. What follows is the criteria we weighed, stated up front so you can discount them where your priorities differ. Every app below gets real cons, Nethaven included.

Asset coverage
Whether the app tracks the things people actually own: bank and credit accounts, brokerages, crypto, property, vehicles, and one-off manual assets. An app that only sees checking and savings produces a net worth number that is wrong by whatever sits outside it.
Budgeting depth
Whether daily spending lives in the same product as the net worth total. Some apps here do net worth only, some do budgeting only, and the split matters more than any feature list: two apps means two habits, and the second one usually gets abandoned.
Platforms
iOS, Android, and web availability, weighted for households. An iOS-only app is a fine personal choice and a poor household one, because the partner on Android cannot see the same numbers without borrowing a phone.
Pricing shape
Not just the headline price but what funds it: a flat subscription, a freemium tier, an advisory upsell, or a cut of the savings the app negotiates. Each shape creates different incentives about what the product shows you.
Household support
Whether two people can see one financial picture without sharing a single login. Password sharing is the default workaround and a bad one, so separate sign-ins against shared data is a real differentiator.

The apps, one by one

Nethaven

Our app

Best for budgeting + multi-asset net worth in one mobile app

Customizable app on iOS, Web, and Android with net worth, crypto, brokerages, shared budgets, and subscription manager; bank sync and rules coming soon.

Pros

  • Budgeting and multi-asset net worth in one app, not two
  • SnapTrade brokerages, read-only crypto wallets, property, and manual assets
  • Shared household budgets where each partner signs in separately
  • Subscription manager and dividend tracking included, no add-on tier
  • Ships on iOS, Android, and web from the same account

Cons

  • Direct bank sync is still coming; brokerages and crypto import today
  • Newer than Empower or YNAB, so a shorter public track record
  • No permanent free tier, only a trial

Explore Nethaven features →

Empower (Personal Capital)

Best for investment-heavy portfolios and free net worth tracking

Strong free net worth and investment dashboards; expect outreach from its wealth-advisory side.

Pros

  • Net worth and investment dashboards are genuinely free
  • Retirement planner and fee analyzer are unusually deep for a free tool
  • Long operating history and wide institution coverage

Cons

  • The free product funds a wealth-advisory arm, so expect sales contact
  • Budgeting is basic next to YNAB or Monarch
  • Limited crypto wallet and alternative-asset support

Monarch Money

Best for couples wanting a mature web-first budgeting dashboard

Polished web app and solid couple workflows; lighter on crypto and multi-asset breadth.

Pros

  • Mature web dashboard, still the best of the budgeting apps
  • Built for two people from the start, with proper partner accounts
  • Flexible custom categories and rules

Cons

  • No free tier
  • Crypto and alternative assets are thin compared to Kubera
  • Priced at the higher end of the category

Nethaven vs Monarch →Monarch alternative →

Copilot Money

Best for iphone users who want premium design and automation

Beautiful, design-led budgeting, but no Android, which rules out mixed-device households.

Pros

  • The best-looking budgeting app on iOS, by some distance
  • Categorization learns your merchants quickly and accurately
  • Investment and crypto tracking included

Cons

  • iOS only, so no Android and no full web app
  • A mixed-device household cannot both use it
  • Subscription with no free tier

Nethaven vs Copilot →Copilot alternative →

Rocket Money

Best for cutting subscriptions and negotiating bills

Strong at finding and canceling subscriptions with live bank sync; limited net worth and investment depth.

Pros

  • Finds forgotten recurring charges better than anything else here
  • Will cancel subscriptions and negotiate bills on your behalf
  • Usable free tier

Cons

  • Net worth and investment tracking are shallow
  • Bill negotiation takes a cut of the savings it finds
  • Premium pricing is a pay-what-you-want range, which makes comparison awkward

Nethaven vs Rocket Money →Rocket Money alternative →

Kubera

Best for high-net-worth tracking of alternative and global assets

Excellent for crypto, real estate, and global accounts; no budgeting and a web-only experience.

Pros

  • Widest asset coverage in the category: crypto, real estate, domains, metals, global accounts
  • Multi-currency handling built for people with accounts in several countries
  • Fast asset entry and a clean net worth history

Cons

  • No budgeting at all, it is purely a net worth tracker
  • Web only, with no native mobile app
  • Around $249 a year, the most expensive option here

Nethaven vs Kubera →

YNAB

Best for disciplined zero-based budgeting and behavior change

Best-in-class budgeting method and community; minimal net worth and investment tracking.

Pros

  • The zero-based method genuinely changes spending behavior
  • Excellent free education, workshops, and an active community
  • Available on iOS, Android, and web

Cons

  • Net worth and investment tracking are minimal by design
  • Real learning curve; the method takes a few weeks to click
  • Has raised prices repeatedly

Nethaven vs YNAB →YNAB alternative →

EveryDollar

Best for ramsey zero-based budgeting with coaching resources

Solid zero-based workflow and debt focus; Premium needed for bank sync; light on investments.

Pros

  • Simple zero-based budgeting with a short learning curve
  • Free manual tier that is actually usable
  • Strong debt-payoff focus and Ramsey coaching resources

Cons

  • Bank sync is locked behind Premium
  • Very light on investments and net worth
  • The method is prescriptive; it assumes you follow the Ramsey plan

Nethaven vs EveryDollar →EveryDollar alternative →

DollarWise

Best for simple 50/30/20 budgeting with live bank sync

Beginner-friendly preset categories and bank sync; limited customization and no brokerage layer.

Pros

  • 50/30/20 presets mean there is almost nothing to configure
  • Live bank sync on the standard plan
  • Clean, uncluttered mobile experience

Cons

  • Little room to customize categories once you outgrow the presets
  • No brokerage or crypto layer, so net worth stays incomplete
  • Mobile only, with no web app

Nethaven vs DollarWise →DollarWise alternative →

getquin

Best for portfolio tracking and a social investing community

Strong portfolio analytics, dividends, and a social feed; lighter on budgeting and shared budgets.

Pros

  • Deep portfolio analytics, benchmarking, and performance attribution
  • Mature dividend forecasting and income projections
  • Social feed if you want to compare notes with other investors

Cons

  • No budgeting or category spending at all
  • No subscription tracking
  • Interface assumes investing fluency, which excludes a non-investing partner

Nethaven vs getquin →

MoneyCoach

Best for apple-ecosystem budgeting across iphone, mac, and watch

Polished Apple-native budgeting with iCloud sync; no Android, web, or crypto and brokerage tracking.

Pros

  • Native across iPhone, iPad, Mac, and Apple Watch
  • iCloud sync keeps data in your own Apple account
  • Polished, fast, and genuinely Apple-idiomatic

Cons

  • Apple ecosystem only, with no Android or web
  • No crypto or brokerage tracking
  • No shared household setup for couples

Nethaven vs MoneyCoach →

Worth it

Best for a simple, manual-first net worth snapshot

Minimal manual net worth tracking with monthly change; no budgeting, bank sync, or investment imports.

Pros

  • Genuinely simple: add balances, see the total and the monthly change
  • Free tier covers the basic use case
  • Manual entry keeps your data out of a bank aggregator entirely

Cons

  • Everything is manual, so the number is only as fresh as your last update
  • No budgeting, categories, or subscription tracking
  • No brokerage or crypto imports

Nethaven vs Worth it →

Nethaven comparisons

Track your net worth in Nethaven

Import crypto and brokerages, add property and manual assets, and track budgets and net worth on iOS, Web, and Android, bank integration is coming soon.

Download on theApp StoreGet it onGoogle Play

View pricing · Net worth tracking

FAQ

Not financial advice. Comparison accurate as of June 2026. Competitor features and pricing may change, verify on each provider's site. All product names are trademarks of their respective owners; this page uses nominative fair use for factual comparison only.