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Nethaven vs PocketGuard
PocketGuard gives you automated budgeting around its Leftover calculation, live bank and investment sync in the US, Canada, and UK, subscription tracking, transaction rules, receipt attachments, debt planning, and a strong net worth dashboard. With Nethaven, you get a customizable money app on iOS, Web & Android with flexible and shared budgets, crypto wallet import, SnapTrade brokerages, receipt and screenshot transaction scanning, a dividend calendar with ex-dividend and payment dates, notices for both dates, and a monthly surplus choice to carry into the next month, allocate to savings, or keep unassigned. PocketGuard leads on live bank sync and automated bill alerts today; Nethaven adds crypto wallet imports, dividend planning, transaction extraction from images, and shared budgets without requiring shared login credentials. Bank integration and transaction rules are coming soon on Nethaven.
Nethaven | PocketGuard | |
|---|---|---|
| Safe-to-spend calculation | Monthly surplus workflow | Leftover |
| Multi-platform | iOS, Web & Android | iOS, Android, Web & Apple Watch |
| Subscription manager | Included | Included |
| Highly customizable app | Included | Yes (Plus) |
| Broker integration | Varies (SnapTrade) | Investment sync, institution-dependent |
| Dividend calendar | Ex-dividend and payment dates, Nethaven advantage | Not documented |
| Dividend date notices | Ex-dividend and payment date notices, Nethaven advantage | Not documented |
| Bank integration | Coming soon | Yes (US, Canada & UK) |
| Receipt & screenshot transaction import | Included, Nethaven advantage | Receipt attachments only |
| CSV transaction import | Included | Yes (Plus) |
| Budgets | Included | Leftover, category & rollover budgets |
| Monthly surplus workflow | Carry into next month, allocate to savings, or keep unassigned, Nethaven advantage | Optional category rollovers |
| Debt & savings tracker | Included | Included |
| Crypto wallet import | Included | Not documented |
| Transaction rules | Coming soon | Yes (Plus) |
| Smart integration (adapts to you) | Included | Auto-categorization & recurring detection |
| Net worth dashboard | Included | Included |
| Shared budgets | Included, Nethaven advantage | Shared login only |
| AI chat | Coming soon | Quantra AI support chat |
| Pricing | In-app subscription | $12.99/mo or $74.99/yr |
Why choose Nethaven
- Dividend calendar with ex-dividend and payment dates, plus notices for both dates
- Crypto wallet import alongside SnapTrade brokerages, property, and other assets
- Shared budgets without asking household members to share account credentials
- Extract transactions from receipts and bank screenshots, then carry each monthly surplus into the next month, allocate it to savings, or keep it unassigned
Free to download
See the difference in Nethaven
Budgets, net worth, crypto, brokerages, monthly surplus decisions, and ex-dividend and payment date notices in one place on iOS, Android, and web.

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We checked these first-party product, help, and pricing pages for this comparison. Features and prices can change after our review date.
Not financial advice. Comparison accurate as of August 20, 2026. Competitor features and pricing may change, verify on each provider's site. Nethaven and PocketGuard are trademarks of their respective owners; this page uses nominative fair use for factual comparison only.