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Track debt payoff

Add debt balances, rates, and minimum payments, then follow your snowball or avalanche payoff order and remaining amounts month by month.

Add each debt with its original amount, current balance, rate, and minimum payment. Nethaven shows payoff progress and monthly minimums as balances change.Open a debt to see its payoff plan: the payoff date, months left, and total interest at your minimum payment. Pick +$50, +$100, or +$200 to see how much sooner an extra monthly payment finishes the debt and how much interest it saves.Nethaven does not automatically run a snowball or avalanche plan. Use the calculator to compare strategies, then track balance changes in Nethaven.

Step-by-step guide

Desktop web walkthrough

Follow these steps in the current product UI. Use the platform switcher to show instructions for another supported platform.

1

Open Debts

Open Budget, then Debts, to review balances and payoff progress.

2

Add or update a debt

Select New debt and enter its balance, rate, and minimum payment.

3

See the payoff plan

Open the debt to see its Payoff plan card with a balance chart and schedule. Choose an extra monthly amount to compare payoff dates and interest.

Common questions

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