Best Mint Alternatives for Tracking Crypto and Net Worth

Mint's shutdown pushed a lot of people toward Credit Karma, which is a credit-monitoring product built for a different job entirely. For anyone whose net worth includes a wallet or exchange balance, that gap was already there before the shutdown, Mint's categories covered banks, cards, and loans, and stopped there. Choosing a Mint replacement with crypto holdings means picking something that never had the gap in the first place, not migrating a setup that already worked.

What should a crypto-capable net worth tracker actually do?

Three things separate a tool that handles crypto from one that tolerates it. A live price feed, so a holding's value updates with the market instead of sitting at whatever number you typed in last month. Support for both exchange balances and self-custody wallet addresses, since most people with meaningful crypto holdings have both. And the crypto figure has to land in the same total as everything else, cash, brokerage, property, rather than a separate screen you mentally add to the rest.

Should every crypto holding count toward net worth?

Only the liquid part. A holding you could sell at a knowable price today counts the same as a stock position. Locked, staked, or vesting crypto does not have a price you can act on right now, so treating it as identical to a liquid balance overstates what's actually available. The full rule and a checklist for what to include is covered in crypto in net worth: what to include.

Do I need exchange API access, or can I track manually?

Both are usually available. Connecting an exchange or wallet keeps the balance current without touching it again, but it does mean granting read access to an account. Manual entry avoids that and works fine for a holding that doesn't move often, the tradeoff is that a manually entered balance is only as current as the last time you updated it. Pick manual entry for anything you check quarterly and a connection for anything you actually trade.

What breaks when crypto and cash live in separate apps?

The net worth figure stops being a figure and becomes a mental calculation: check the crypto app, check the budgeting app, add them in your head. That's fine occasionally, it's the wrong habit for a number you're supposed to check regularly. Nethaven's portfolio tracking pulls crypto into the same dashboard as bank, brokerage, and manual assets, so the total is one number instead of an exercise.

How does this compare to switching from Mint generally?

The broader case for a Mint replacement, why Credit Karma isn't a substitute, what a bank-sync budgeting app needs to cover, is laid out in the full Mint alternative comparison. The crypto piece is really a subset of that decision: it only matters if your net worth actually includes wallet or exchange balances, but for anyone it applies to, it's usually the first thing that rules out half the options on a generic "best Mint alternative" list.