Features
Siri Shortcuts
Nethaven publishes three actions to the iOS Shortcuts app and to Siri, so the parts of tracking that normally get skipped take seconds instead of minutes. Say "Add a transaction in NetHaven" and the expense is recorded in the background, with a spoken confirmation and no app launch. Ask how much is left in the budget before you spend, or jump straight to the receipt scanner.
What you get
- Add Transaction: log an expense by voice, no app launch
- Monthly Expense Left: hear what is left in the budget this month
- Scan Receipt: open the scanner in one step
- Runs from Siri, the Action button, Back Tap, or a Home Screen icon
- Pair with a Wallet automation so Apple Pay purchases log themselves
- Writes to manual accounts only, so bank-linked purchases never double count
Nethaven is a personal finance app for iOS and Android that connects banks securely, brokerages through SnapTrade, and manual assets into one dashboard. Siri Shortcuts is part of that unified view, so you are not exporting CSVs or reconciling separate tools every month.
Use categories and limits to stay on plan, then zoom out to net worth, debt payoff, savings goals, and subscriptions without losing context. Household invites let partners share an organization budget while each person keeps their own login.
Not investment advice. Data sync depends on institution availability; see in-app connection flows for banks and brokerages supported in your region.
Why voice logging fixes the part that usually breaks
Bank-linked accounts keep themselves current with no effort, which is why nobody abandons tracking there. Tracking breaks on everything else: cash, the split bill you covered, the card you deliberately keep manual. Logging one of those means finding your phone, opening an app, waiting for a dashboard, and typing a number you are already misremembering. Twenty seconds of friction against a two second purchase is enough that most people quietly stop.
A Shortcut removes the app from the loop rather than asking you to be more disciplined. Amount, confirmation, done, usually before your wallet is back in your pocket. The work that genuinely needs a screen and two hands, deciding categories, still happens later during your normal review, where it belongs.
The three actions
Add Transaction records an expense against a manual account on your main budget. It takes an amount with its own currency, plus an optional merchant, account, and note. The account field is a live dropdown of your manual accounts, so you pick rather than type. Siri answers with a confirmation like "Added Tesco to Uncategorized", which tells you the write actually reached Nethaven instead of failing quietly.
Monthly Expense Left reports how much room is left across your budget for the current month, calculated from your budgeted expense categories minus what you have spent so far. It is the question worth asking before a purchase rather than after one, and it needs no app launch to answer.
Scan Receipt opens the receipt scanner directly. When there is paper in your hand, photographing it beats dictating a merchant name, and the scan captures line-level detail a voice entry never could.
Manual accounts only, on purpose
The account picker lists manual accounts and deliberately hides anything connected through a bank aggregator or brokerage link. A connected account already receives every purchase through sync, so logging the same coffee by voice would produce two records of one transaction. Duplicate cleanup costs far more time than the shortcut saves, so the limit is enforced rather than merely suggested.
The same care applies to naming. If a shortcut refers to an account that no longer matches one of yours, the action reports the error instead of guessing a destination. A silent fallback would be friendlier in the moment and much worse a month later, when a stack of expenses turns out to have landed in the wrong account.
Categories are left for review, not guessed
Shortcut expenses land in an Uncategorized category that Nethaven creates the first time it is needed. Nothing is inferred from the merchant name. This is the decision people question most, and it holds up: a category assigned from a garbled dictated merchant looks finished, so it never gets checked, and a wrong category that looks settled is worse for a budget than an obviously unsorted one.
What you get instead is a visible, finite queue at your next review. Transaction rules then shrink that queue over time by claiming the merchants that genuinely belong in the same category every time, while anything ambiguous stays in front of you. Capture by voice, sort on a screen.
Apple Pay automation
iOS can trigger an automation when you pay with a specific card in Wallet. Pointed at Add Transaction with Run Immediately enabled, and with the trigger's amount and merchant mapped onto the action's fields, tapping to pay logs the purchase with no interaction at all. It is the closest thing to automatic tracking for a card that no aggregator supports.
Two caveats worth stating plainly. Apple has moved this setting between iOS releases and not every card offers transaction automations, so the menu may not match a guide or may not exist for your card. And it belongs only on a card you track manually. Pointed at a bank-linked card it creates a duplicate of every purchase you make.
What you need to get started
Two one-time steps. Open the Nethaven iOS app and sign in once on the device, so the actions have a session to run against and an account list to offer. Then create at least one manual account for the expenses to land in. There is no shortcut to build and nothing to import: because the actions ship inside the app as App Intents, they appear in Shortcuts and in Siri on their own.
From there, trigger them however suits the moment. Voice works in a queue, the Action button works with gloves on, a Home Screen icon works when you would rather not talk to your phone in public, and Back Tap works when your hands are full.